• Insight | May 7, 2019

    Fulfilling the Dream of Homeownership: How Do Families and Others Play a Role?

    For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment. More

    Table chart showing the percent of the respondents using different sources for the down payment
  • Forecast | April 29, 2019

    Low Mortgage Rate Environment Supports Continued Housing Market Growth

    Mortgage interest rates saw a drastic decline at the end of March and have remained near the same level since then. Furthermore, the job market continues to show signs of strength, and wage growth has been increasing moderately. More

    Table chart of Forecast: April 2019 Snapshot
  • Forecast | March 22, 2019

    Mortgage Market Expected to Hold Steady

    Mortgage interest rates have been steadily declining since the start of 2019. These lower mortgage interest rates combined with a strong labor market should attract prospective homebuyers this spring and could help the housing sector regain its momentum later in the year. More

    Table chart of Forecast: March 2019 Snapshot
  • Research Note | March 13, 2019

    Quarterly Refinance Report

    U.S. households own real estate worth over $25 trillion and have mortgage debt of just $10 trillion for over $15 trillion in net homeowner equity. More

    Line graph from 1995 - 2017 showing as mortgage rise, borrowers are paying to cash out
  • Forecast | February 28, 2019

    Mortgage Market Expected to See Modest Growth in 2019

    After peaking last fall, mortgage interest rates have fallen at the start of 2019. As of the week of February 14, 2019, the 30-year fixed-rate mortgage rate was down from a year ago. The decline in mortgage interest rates could provide some welcome relief to a housing market that is looking to regain momentum. More

    Table chart of Forecast: February 2019 Snapshot
  • Insight | February 6, 2019

    While Seniors Age in Place, Millennials Wait Longer and May Pay More for their First Homes

    Eighty-somethings Al and Rose have no desire to leave their home of decades. Meanwhile, thirty-somethings Alex and Rita can't wait to buy their first home. But they have to wait longer-and pay more-than they'd like, as long-time homeowners stay in their homes and keep them off the market. More

    While Seniors Age in Place, Millennials Wait Longer and May Pay More for their First Homes

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