Mike Hutchins is president and interim CEO of Freddie Mac. He is a member of Freddie Mac’s Board of Directors and the company's Senior Operating Committee.

The leaders of the company's Single-Family, Multifamily, Investments & Capital Markets and Enterprise Operations & Technology divisions report to him.

Hutchins has worked in the financial services industry for over 30 years. Most recently, he was co-founder and CEO of PrinceRidge. Prior to founding PrinceRidge, he was with UBS from 1996–2007, holding a variety of positions, including the global head of the Fixed Income, Rates & Currencies Group. Prior to UBS, Hutchins worked at Salomon Brothers from 1986–1996, and held a number of management positions, including co-head of Fixed Income Capital Markets.

John Glessner was named executive vice president and head of the Investments and Capital Markets Division in March 2024. He is responsible for overseeing liquidity, financing, credit risk transfer, and derivative activities as well as managing Freddie Mac's portfolio of single-family securities and loan investments. He also oversees enterprise functions related to financial/capital/risk analytics, model governance, payments, counterparty risk and third-party risk. He is a member of the senior operating committee.

Glessner has been with Freddie Mac for almost 25 years – most recently as senior vice president and head of the Investments and Capital Markets Division. He has also previously served as Freddie Mac’s treasurer, overseeing the corporate treasury function, liquidity management and interest-rate hedging activities. Earlier in his tenure at Freddie Mac, Glessner worked in various areas including the Securities Sales & Trading Group as well as the Collateralized Mortgage Obligation (CMO) and Cash Window desks. Prior to re-joining the firm in 2010, he held various trading positions at the Friedman, Billings, Ramsey Group and GMAC ResCap.

He earned a BS in Mechanical Engineering from the University of Virginia.

Dennis Hermonstyne Jr. is senior vice president and chief compliance officer at Freddie Mac. As chief compliance officer, Hermonstyne oversees and leads Freddie Mac’s Compliance Risk Management program for the company’s regulatory and conservatorship obligations. He is a member of the company’s senior operating committee, working closely with chief risk officer Anil Hinduja.

Hermonstyne brings over 20 years of experience managing compliance programs for national banks and international financial services companies to Freddie Mac. He most recently served as the executive vice president and chief compliance officer of Santander Bank, N.A., based in Boston, where he was responsible for overseeing the bank’s strategic compliance program and the policies and procedures for compliance vulnerability across the company, as well as promoting a culture of compliance within Santander Bank and each of its subsidiary businesses. Prior to joining Santander in 2017, Hermonstyne was the deputy chief compliance officer of E*TRADE Bank. His experience also includes several legal positions at federal regulatory agencies, including the Board of Governors of the Federal Reserve System.

Hermonstyne holds a Bachelor of Science in Finance from Georgetown University and a Juris Doctor degree from Catholic University Columbus School of Law. Hermonstyne is a certified regulatory compliance manager. Hermonstyne is a Board member of Potomac Community Resources, Inc. (PCR). PCR is an award-winning 501(c)(3) nonprofit organization that encourages and supports the full inclusion of persons with intellectual and developmental differences into all aspects of community life.

Anil Hinduja is executive vice president and chief risk officer. He is a member of the senior operating committee. In his role, Hinduja is responsible for providing the overall leadership and direction for risk management practice, and for leading an integrated risk management framework across the enterprise.

Hinduja's decades-long career has been mostly spent at Citigroup. Over the years he has acquired in-depth experience managing risk in global consumer businesses, especially mortgages, both as a credit risk manager and as the head of a mortgage business. He joined Freddie Mac from Barclays PLC, where he served in increasingly broader risk management roles beginning in 2009. He held the position of chief risk officer for Barclays Africa Group Limited, which is majority owned by Barclays Bank PLC. Prior to assuming that role in 2013, Hinduja was group credit director for retail credit risk after serving as chief risk officer for Barclays' retail bank in the U.K.

Prior to joining Barclays, Hinduja spent 19 years at Citigroup in diverse roles with increasing responsibility across finance, operations, sales and distribution, business and risk management in global consumer businesses. In risk, he was director for global consumer credit risk and then chief risk officer for the consumer lending group, where he was responsible for managing risk in the mortgage, auto and student loan businesses. His tenure at Citigroup culminated in his term as president and CEO of Citi Home Equity.

Hinduja holds a Bachelor of Commerce degree from Sydenham College in India and an M.B.A. in Accounting from the University of Cincinnati.

Laura Lee is senior vice president and the general auditor of Freddie Mac. She reports directly to the Audit Committee of Freddie Mac’s Board of Directors.

In this position, Lee directs the Internal Audit Division, whose purpose is to strengthen the enterprise’s ability to create, protect and sustain value. This is accomplished by evaluating the efficiency and effectiveness of governance, risk management, and control processes. Lee joined Freddie Mac in 2013 as vice president and assistant general auditor focusing primarily on consumer credit and investor payment processes.

Lee has over 30 years of experience in the banking and real estate industry. She has previously worked in the KPMG Banking and Real Estate practice, the KPMG National Mortgage practice and at Fannie Mae. Lee also serves as a board and finance committee member and audit committee chairperson of the Junior Achievement of Greater Washington, who partners with the area’s school systems to support unique programming that brings learning to life, reinforces new concepts, and supports core competencies needed for an ever-changing economy.

Lee is a certified public accountant in Virginia. She has a Bachelor of Accounting from the University of Alabama in Huntsville.

Heidi Mason is executive vice president and general counsel of Freddie Mac. In this role, she oversees all legal strategies, services, and resources. She also manages all corporate governance matters.

Mason brings over 25 years of experience from across the legal spectrum, including mortgage lending and servicing, fair lending, credit access and financial regulatory matters, among others.

Previously, Mason spent 17 years at Wells Fargo, serving as executive vice president and senior deputy general counsel. During her tenure at Wells Fargo, Mason led the legal support for all of its consumer businesses, including mortgage operations. She previously served as head of the Wells Fargo corporate legal team, where she oversaw enterprise-wide legal support of corporate governance, securities, banking regulatory matters, employment law, and a host of other areas. Just prior to joining Freddie Mac, Mason served as a partner at ElevateNext Law, a majority-woman- owned law firm that provided legal, consulting, and regulatory compliance services to financial services companies across the United States.

Mason holds a bachelor’s degree from Iowa State University and a juris doctorate from Georgetown University Law Center.

Sonu Mittal is the executive vice president and head of the Freddie Mac Single-Family Acquisitions Division. He is responsible for seller engagement, credit, products and affordable mission goals, as well as the operations and technology functions that support these activities. He is a member of Freddie Mac’s senior operating committee.

Mr. Mittal brings more than two decades of leadership experience in virtually every aspect of mortgage lending. He comes to Freddie Mac from Citizens, where he served as President of Home Mortgage, executive vice president of Home Lending and head of Retail Mortgage, among other key roles. Prior to Citizens, he spent 18 years in the Washington, D.C., area at Capital One and Chevy Chase Bank, working in mortgage production, consumer sales and other areas. He has extensive experience across sales, operations, capital markets, strategy, analytics, product management and technology.

Mr. Mittal holds a bachelor’s degree in accountancy from the George Washington University School of Business.

Frank Nazzaro is executive vice president, Enterprise Operations & Technology. He provides corporate-wide leadership that enables and transforms Freddie Mac’s business through operational resilience and technology innovation. He is a member of the company’s senior operating committee.

Nazzaro is an accomplished senior technology executive with more than 20 years of experience in the financial services industry. With an in-depth knowledge of infrastructure, applications and cybersecurity, he brings a wealth of experience in transformational technology activities and strong leadership capabilities essential to Enterprise Operations & Technology’s strategic priorities, including risk mitigation, resilience and technology modernization, working to build a world-class operating system and enabling employee performance with the tools and resources they need.

He joined Freddie Mac in 2018 as senior vice president and chief technology officer (CTO) leading Enterprise Technology Solutions. In this position, he played a pivotal role in the effort to modernize Freddie Mac’s infrastructure, manage environments and deliver competitive technology solutions to employees and customers. He was appointed executive vice president and chief information officer in 2019 and assumed his current role in 2021.

Previously, Nazzaro served as group vice president and CTO for Travelport LLC, where he led cloud architecture, infrastructure, operations and cybersecurity globally. Before that, he worked as CTO at CIT Group where he was responsible for transformation, architecture, technology strategy, IT infrastructure and cybersecurity. He has also held several senior technology and management roles at RBC Capital Markets, Bridgewater and UBS.

Kevin Palmer is senior vice president and head of Freddie Mac Multifamily, leading all aspects of the division’s efforts to provide stability, liquidity and affordability throughout the rental housing market.

Freddie Mac Multifamily is a leader in the secondary multifamily mortgage market, purchasing conventional, targeted affordable, small balance, student and seniors housing loans from its network of lenders. The division is also a pioneer in credit risk transfer (CRT), having securitized more than $500 billion in loans through its K-Deal® platform. The vast majority of the loans it purchases support rental units that are affordable to low- and moderate-income households.

A longtime Freddie Mac veteran, Kevin previously led Portfolio Management for the company’s Single-Family Division, including supervision of Freddie Mac's nearly $3 trillion guarantee book of business including servicing, pricing and analytics, and oversight of its real estate-owned portfolio. He also led Single-Family CRT. In his more than 20 years at Freddie Mac, Kevin has held various capital markets and risk management positions.

Palmer holds an MBA in Finance from Virginia Tech and a Bachelor of Arts in Economics from Weber State University.

Ravi Shankar is the executive vice president and head of the Freddie Mac Single-Family Portfolio and Servicing Division. He is responsible for loan pricing, securitization and servicing, as well as the data, operations and technology that support these activities. He is a member of Freddie Mac’s senior operating committee.

Shankar brings over three decades of experience managing multibillion-dollar finance, capital markets, portfolios and mortgage trading operations. A financial services veteran whose previous tenure at Freddie Mac spanned from 2013 to 2019, he served initially as senior vice president of Single-Family Portfolio Management and then as deputy head of the Investments & Capital Markets Division.

Before joining Freddie Mac in 2013, he spent seven years at JP Morgan Chase in several key roles, including chief financial officer, head of Capital Markets, and portfolio manager at Chase Home Finance. Prior to that, he worked in various senior positions with Citigroup for 16 years.

Shankar holds a Bachelor of Commerce degree from the University of Delhi, India. He is also a Fellow Member of the Indian Institute of Chartered Accountants.

Jim Whitlinger is executive vice president and chief financial officer. In this position he is responsible for the company's financial controls, accounting, investor relations, financial planning and reporting, tax, capital oversight, and compliance with the requirements of Sarbanes-Oxley (SOX). He is a member of the company's senior operating committee.

Prior to joining Freddie Mac, Whitlinger held various senior executive positions during his 22-year tenure at GMAC Mortgage and its parent, Residential Capital LLC., most recently as executive vice president and chief financial officer for Residential Capital LLC. and all subsidiaries. He also served on the Board of Directors for Residential Capital LLC.