Housing and Economic Research
Original research and analysis on housing trends, the economy and the mortgage market
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Research Brief | March 13, 2023
Renters and Homeowners with Disabilities Struggle with Financial Security and Housing Accessibility
A recent Freddie Mac study found that individuals with disabilities earn less and spend more of their income on housing, creating financial obstacles for those who want to buy a home. More
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Research Brief | March 2, 2023
In Today’s Housing Market, Renters Have More Financial Incentive to Migrate to More Affordable Metros than Homeowners
First-time homebuyers’ incentives to move from a high-cost metro to a more affordable area are significantly higher in a higher interest rate environment, but existing homeowners have more incentive to stay put. More
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Research Brief | February 16, 2023
When Rates Are Higher, Borrowers Who Shop Around Save More
As mortgage rates remain higher than in recent years, homebuyers can potentially save $600-$1,200 annually by applying for mortgages from multiple lenders. More
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Research Brief | January 24, 2023
ADUs Can Increase Housing Stock, But Most Are Unfamiliar
A recent Freddie Mac survey attempted to gauge familiarity and interest in accessory dwelling units. The general lack of familiarity underscores the need for additional education and dedicated financing options. More
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Research Brief | December 20, 2022
Housing Sentiment in the Fourth Quarter of 2022
In the fourth quarter of 2022, consumer confidence continued to decline while payment concerns increased notably. More
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Research Note | December 7, 2022
The Drivers of Financial Stress and Sustainable Homeownership
This analysis explores the drivers of financial stress among first-time homebuyers. Identifying the factors leading to household financial stress is important to understanding what makes homeownership sustainable. More
