• Forecast | July 30, 2019

    Housing Market Sees Increased Momentum Due to Low Mortgage Rates

    During the last week of May, the 30-year fixed-rate mortgage dipped below 4.0% and has remained there amid concerns over trade disputes, a possible economic slowdown, and market anticipation of a Federal Reserve interest rate cut. More

    Table chart of Forecast: June 2019 Snapshot
  • Consumer Research | June 26, 2019

    New Survey Reveals Affordability Challenges for Renters and Homeowners

    A new Freddie Mac survey of renters and homeowners shows that affordability issues continue to have profound impacts on homeowners and renters — with more than half of Americans making spending or housing changes to afford their monthly housing payment. More

    Bar charts comparing views of survey respondents about whether renting or owning is more affordable from January 2016 through April 2019
  • Forecast | June 17, 2019

    Housing Market Expected to Realize the Positive Impacts of Low Mortgage Rates in 2019

    Concern about future world economic growth and uncertainty around trade and monetary policy have put downward pressure on interest rates. As of the first week of June, the U.S. weekly average 30-year fixed mortgage rate was 3.82%, the lowest since September of 2017. More

    Table chart of Forecast: June 2019 Snapshot
  • Research Note | June 14, 2019

    Freddie Mac's Mortgage Rate Survey Explained

    Freddie Mac's Primary Mortgage Market Survey (PMMS) is the longest running weekly survey of mortgage interest rates in the United States. Since Freddie Mac launched its survey in 1971, others have begun collecting and reporting mortgage rate information. More

    Blue dotted marks on a chart show how the 30-year fixed mortgage rate is closely associated with the 10-year U.S. Treasury yield
  • Forecast | May 15, 2019

    A Steadily Growing Housing Market

    After increasing throughout April, mortgage rates declined at the start of May. The combined positive impact of low mortgage rates, a strong labor market, low unemployment, and modest wage growth supports our forecast for a steadily growing housing market in 2019. More

    Table chart of Forecast: May 2019 Snapshot
  • Insight | May 7, 2019

    Fulfilling the Dream of Homeownership: How Do Families and Others Play a Role?

    For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment. More

    Table chart showing the percent of the respondents using different sources for the down payment

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