Economic and Housing Research
Original research and analysis on housing trends, the economy and the mortgage market
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  Forecast | April 29, 2019Low Mortgage Rate Environment Supports Continued Housing Market GrowthMortgage interest rates saw a drastic decline at the end of March and have remained near the same level since then. Furthermore, the job market continues to show signs of strength, and wage growth has been increasing moderately. More 
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  Forecast | March 22, 2019Mortgage Market Expected to Hold SteadyMortgage interest rates have been steadily declining since the start of 2019. These lower mortgage interest rates combined with a strong labor market should attract prospective homebuyers this spring and could help the housing sector regain its momentum later in the year. More 
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  Research Note | March 13, 2019Quarterly Refinance ReportU.S. households own real estate worth over $25 trillion and have mortgage debt of just $10 trillion for over $15 trillion in net homeowner equity. More 
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  Forecast | February 28, 2019Mortgage Market Expected to See Modest Growth in 2019After peaking last fall, mortgage interest rates have fallen at the start of 2019. As of the week of February 14, 2019, the 30-year fixed-rate mortgage rate was down from a year ago. The decline in mortgage interest rates could provide some welcome relief to a housing market that is looking to regain momentum. More 
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  Insight | February 6, 2019While Seniors Age in Place, Millennials Wait Longer and May Pay More for their First HomesEighty-somethings Al and Rose have no desire to leave their home of decades. Meanwhile, thirty-somethings Alex and Rita can't wait to buy their first home. But they have to wait longer-and pay more-than they'd like, as long-time homeowners stay in their homes and keep them off the market. More 
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  Forecast | January 29, 2019Mortgage Market Stays the CourseAfter softening for much of 2018, the housing market remains stable after a boost from lower mortgage rates and slowing home price growth. More 
 
      
    
  
     
      
    
  
     
      
    
  
     
      
    
  
     
      
    
  
    