Housing and Economic Research
Original research and analysis on housing trends, the economy and the mortgage market
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Forecast | January 21, 2022
Quarterly Forecast: The Housing Market Expected to Remain Stable Despite Rising Rates and Cooling Price Growth
As the U.S. economy ended 2021 on firm ground, economic growth is expected to be slower in 2022 amid uncertainty and challenges resulting from the ongoing health crisis. More
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Research Note | October 29, 2021
Refinance Trends in the First Half of 2021
In the first half of 2021, homeowners continued to take advantage of the low mortgage rates and increased home equity to refinance their properties, reducing their monthly payments and extracting equity through cash-out refinances. More
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Forecast | October 15, 2021
Quarterly Forecast: Strong Housing Market Expected to Persist Notwithstanding Rising Mortgage Rates and Continued High Home Prices
While the U.S economy has reached above its pre-pandemic peak with real GDP growth of over 6% annualized rate in the first two quarters of 2021, the economy still has space to grow. More
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Consumer Research | October 13, 2021
Survey of Single Women Finds Low Confidence in Homeownership Prospects
New consumer research from Freddie Mac found that the pandemic disrupted the homeownership goals of single female heads of households (SFHOHs). More
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Research Note | September 20, 2021
Racial and Ethnic Valuation Gaps In Home Purchase Appraisals
To follow up on several stories of potential appraisal bias in various news outlets, Freddie Mac kicked off a study of whether minorities are more likely to receive an appraisal value that is lower than the contract price during purchase transactions. More
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Research Note | August 26, 2021
The Growth of Sole-person Households: Creating Even More Demand for Smaller, More Affordable Homes
One of the key changes in household composition is the increase in sole-person households. In the past 40 years, sole-person households have almost doubled in the United States. More
