Housing and Economic Research
Original research and analysis on housing trends, the economy and the mortgage market
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Consumer Research | June 26, 2019
New Survey Reveals Affordability Challenges for Renters and Homeowners
A new Freddie Mac survey of renters and homeowners shows that affordability issues continue to have profound impacts on homeowners and renters — with more than half of Americans making spending or housing changes to afford their monthly housing payment. More
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Forecast | June 17, 2019
Housing Market Expected to Realize the Positive Impacts of Low Mortgage Rates in 2019
Concern about future world economic growth and uncertainty around trade and monetary policy have put downward pressure on interest rates. As of the first week of June, the U.S. weekly average 30-year fixed mortgage rate was 3.82%, the lowest since September of 2017. More
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Research Note | June 14, 2019
Freddie Mac's Mortgage Rate Survey Explained
Freddie Mac's Primary Mortgage Market Survey (PMMS) is the longest running weekly survey of mortgage interest rates in the United States. Since Freddie Mac launched its survey in 1971, others have begun collecting and reporting mortgage rate information. More
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Forecast | May 15, 2019
A Steadily Growing Housing Market
After increasing throughout April, mortgage rates declined at the start of May. The combined positive impact of low mortgage rates, a strong labor market, low unemployment, and modest wage growth supports our forecast for a steadily growing housing market in 2019. More
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Insight | May 7, 2019
Fulfilling the Dream of Homeownership: How Do Families and Others Play a Role?
For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment. More
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Forecast | April 29, 2019
Low Mortgage Rate Environment Supports Continued Housing Market Growth
Mortgage interest rates saw a drastic decline at the end of March and have remained near the same level since then. Furthermore, the job market continues to show signs of strength, and wage growth has been increasing moderately. More