Single-Family Uniform Instruments

The Freddie Mac Uniform Instruments are now available in word processing format. Originators should use Microsoft Word 6.0/95 or higher (or compatible word processing software) when accessing the instruments provided on this website.

The Uniform Instruments provided on this website are the Fannie Mae/Freddie Mac and Freddie Mac Notes, Riders, and Security Instruments (Deeds of Trust and Mortgages) used when originating Single-Family residential mortgage loans, in all States and U. S. Territories, as identified in the List of Single-Family Uniform Instruments provided on this website and also identified in Exhibit 4 of the Freddie Mac Single-Family Seller/Servicer Guide (the "Single-Family Guide"). Also included is Form 65 - Uniform Residential Loan Application and Form 65A - Statement of Assets and Liabilities. Spanish translations of the Fannie Mae/Freddie Mac Uniform Instruments are also available on this website. The translations are meant to complement the English-language document a borrower would sign.

When using Uniform Instruments to originate mortgages for sale to Freddie Mac, Freddie Mac-approved Seller/Servicers must comply with the terms and conditions of the Single-Family Guide and Seller's other Purchase Documents (as that term is defined in the Single-Family Guide.)

• List of Single-Family Uniform Instruments [DOC 218K]
  This document provides a detailed list of all of the Single-Family Uniform Instruments currently provided by Freddie Mac. This information is also available in Exhibit 4 of the Single-Family Guide.
  
• Authorized Changes to Notes, Riders, Security Instruments and Uniform Residential Loan Application
  This document contains authorized language changes for the Single-Family Uniform Instruments. This information is also provided in Exhibit 5 of the Single-Family Guide.
  
• MERS Samples
  Freddie Mac provides examples of the first few pages of each Mortgage and Deed of Trust, with the MERS language inserted in the appropriate locations on the form.
  
• Frequently Asked Questions
  Answers to the most commonly asked questions regarding Single-Family Uniform Instruments. Uniform Instrument questions that are not answered on this Frequently Asked Question page can be submitted to Freddie Mac using the E-mail link provided below.

Uniform Instruments

• Notes
  Fannie Mae/Freddie Mac and Freddie Mac Notes for fixed-rate and adjustable-rate Mortgages.
• Riders
  Fannie Mae/Freddie Mac and Freddie Mac riders that attach to Deeds of Trust and Mortgages.
• Security Instruments
  Fannie Mae/Freddie Mac first lien Deeds of Trust and Mortgage forms.
• Special Purpose Instruments
  Fannie Mae/Freddie Mac and Freddie Mac modification agreements and Texas Home Equity instruments.
• Uniform Residential Loan Application
  Fannie Mae/Freddie Mac Uniform Residential Loan Application and Statement of Assets and Liabilities

If you experience any difficulties opening the forms provided on this website, please refer to the question 14 on the Frequently Asked Question page.

Please direct Uniform Instrument related questions or comments to the Uniform Instrument Mailbox: Uniform_Instruments@freddiemac.com

Inquiries relating to other topics should be submitted using the Contact Us feature on Freddiemac.com