SMMOnline Archives
Archived publications of SMM Magazine featuring analyses of key business, economic and public-policy issues affecting the housing and mortgage-finance markets.
| Dec 1999 | Volume 16, Number 2 |
| Apr 1999 | Volume 16, Number 1 |
| Jul 1998 | Volume 15, Numbers 1 and 2 (double issue) |
| Oct 1997 | Volume 14, Number 3 |
| Jul 1997 | Volume 14, Number 2 (annual Mortgage Market Trends 1997) |
| Apr 1997 | Volume 14, Number 1 |
| Dec 1996 | Volume 13, Number 4 |
| Nov 1996 | Volume 13, Number 3 (annual Mortgage Market Trends 1996) |
| May 1996 | Volume 13, Number 2 |
December 1999 – Volume 16, Number 2
- Credit Derivatives: Hedging Closer to Happiness
- Stellar House-Price Gains: Breaking New Economic Ground
- Getting to Know Borrowers Again: Who Pays, Who Delays and Who Strays
- Glossary of Economic and Finance Terms
- From the Editors: Three Ways, No Four, to Find Peace of Mind
April 1999 – Volume 16, Number 1
- Online Mortgage Business Puts Consumers in Driver's Seat
- Policy Thicket Complicates Efforts to Take Lending Online
- Industry Makes Early Plans to Exterminate Y2K Bug
- Housing Markets Continue to Roll with the Good Times
- Arm Borrowers Match Loans to Their Uncertainty Tolerances
- Refinancers Crave Cash on Top of Lower Monthly Payments
- Appendix Tables
July 1998 – Volume 15, Numbers 1 and 2 (double issue)
- Getting a Grip on Capital
- Why Care About Capital, Anyway?
- Bank Regulators Who Act More Like the Market
- The Regulators' Challenge: Equal Capital for Equal Risk
- All Capital Is Not Created Equal
- No Fair! Their Capital's Lower Than Mine
- New Capital Rule Signals Supervisory Shift
- Enough Is Enough: A Timely Look at Financial-Soundness Measures
- Drawing an Ellipse Around Risks
- When Only the Best Will Do: Best Practices in Capital Allocation
- Stressing Performance: Evaluating the Capital Adequacy of Freddie Mac and Fannie Mae
October 1997 – Volume 14, Number 3
- Revisiting Targeted-Affordable Lending
- Mortgage Industry Turns Up Heat on Fraud Artists
- The Prepayment-Protection Loan Rides Again
- News: Payment Options Proliferate Among ARMs
- House-Price Report/National: National Appreciation Rate Remains Strong
- Let Me Be Frank: This Time, Joint Center Finds Landlord Discontent
July 1997 – Volume 14, Number 2 (annual Mortgage Market Trends 1997)
- Housing-Finance Team Faces Hard-to-Beat Record
- You Have Now Entered the Bowie Bond Era
- Get Set for Loan-Level Pricing
- Universal Accounts Could Make Mortgages Obsolete
- Will Manufactured Housing Become Home of First Choice
- Construction Capital to Flow into Low-Income Apartments
- Data Appendix
April 1997 – Volume 14, Number 1
- Loans Around the World
- Nearly 90 Percent of Americans Will Achieve Homeownership
- News: Borrowers Seek Familiar When Choosing Lenders
- Payment-Behavior Indicator to Help At-Risk Borrowers
- Administration Seeks FHA Parity with Conforming Limits
- Market Watch: Why Must House-Price Indexes Disagree?
- House-Price Report/National: National Appreciation Rate Returns to 4 Percent
- House-Price Report/Regional: West South Central States Post Modest Gains
- House-Price Report/State: Growth Spurts in Michigan, Oregon, Utah Outstrip National Pace
- Let Me Be Frank: Chicago Title Provides Early Peek at Who's Buying Homes
December 1996 – Volume 13, Number 4
- Derivatives: Powerful Tools in a Skilled Craftsperson's Hands
- Mortgage Servicing Takes Center Stage
- News: ARM Lenders Compete on Introductory Rates
- Market Watch: A Balancing Act
- House-Price Report/National: Housing Appreciation Cools Down Considerably
- House-Price Report/Regional: South Atlantic States Fall Short of Former Luster
- House-Price Report/State: East North Central States See Largest Price Gains Over Year
November 1996 – Volume 13, Number 3 (annual Mortgage Market Trends 1996)
- Market Trends: Past Is Prologue
- Rental Market Enters Era of Change
- Lessons from the Jumbo Market
- The Promise of Automated Underwriting
- Data Appendix
May 1996 – Volume 13, Number 2
- Fear of Homebuying: Why Financially Able Households May Avoid Homeownership
- Earthquake Risk Shakes Mortgage Industry
- Mortgage Accounting: What's the Score?
- News: Freddie Mac Helps Renters Buy Leased Homes
- Community Banks to Reduce Derivatives Investments
- Market Watch: When Good News Is Bad News
- House-Price Report/National: National House-Price Growth Maintains Pace
- House-Price Report/Regional: New England Housing Appreciation Continues Rebound
- House-Price Report/State: Mountain States Again Lead Country in House-Price Growth
- In Review: Strong Purchases by Lower-Income Homebuyers Stalls Prices
- Research Findings: Refinances Rebound with Short-Lived Rate Drop