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Mortgage Fraud Prevention

Freddie Mac's Fraud Investigation Unit

Freddie Mac is committed to helping the mortgage industry fight fraud and our Fraud Investigation Unit (FIU) is at the forefront of all our mortgage fraud prevention efforts. Established in 1989, the FIU is responsible for the prevention, detection, investigation, and resolution of mortgage fraud. The group also identifies and prevents fraudulent mortgage schemes, creates awareness of mortgage fraud trends and maintains the Freddie Mac fraud hotline (800) 4FRAUD8. Read more about the Freddie Mac FIU.

Mortgage Fraud Prevention Resources

Use the resources below to learn how to spot red flags and mitigate fraud losses.

Mortgage Fraud Prevention Toolkit

Mortgage Fraud Prevention Toolkit: Educate your staff and borrowers on how to prevent mortgage fraud. Download the materials and customize them with your contact information and logo.

• For you and your staff: The toolkit contains a fraud prevention fact sheet and best practices.
• For borrowers and potential homeowners: The toolkit contains materials such as a brochure, flyers, and statement stuffers.

Mortgage Fraud Articles

Read mortgage fraud articles about current and emerging fraud trends, schemes and best practices.

Fraud Prevention Best Practices

View all fraud prevention best practices, which includes:

• Preventing and Detecting Fraud: What to look for, reporting fraud to Freddie Mac and steps for preventing and resolving fraud.
• Mortgage Screening Checklist: A list of inconsistencies or "red flags" you may find in a mortgage file.

Freddie Mac Fraud Prevention Resources

• Call our Fraud Hotline at (800) 4FRAUD8 to report incidents of fraud.
• Read our Preventing Mortgage Fraud factsheet and Mortgage Fraud Prevention Tip Sheet. These documents are also available in the Mortgage Fraud Prevention Toolkit.
• Visit our Quality Control Resources and Fraud Prevention website.

Other Fraud Prevention Resources

• Mortgage Asset Research Institute (MARI) mortgage fraud reports provide information on the latest mortgage fraud trends and schemes.
• Mortgage Bankers Association ( MBA) Fights Mortgage Fraud Web page offers tools and resources to help lenders prevent, investigate, and combat mortgage fraud.
• Federal Bureau of Investigation (FBI) mortgage fraud Web page provides the latest mortgage fraud statistics and resources.