Mortgage Products by Borrower Need
Choose a Borrower Need:
- Home Affordable Refinance
- Low Down Payment
- Low Monthly Payment
- Less-than-perfect Credit
- Build/Tap Equity
- Home Construction, Renovation
- Reduced Documentation; Quicker Process
- Investors; Complex Finances
- First-time Homebuyers
- Rural or Underserved Communities
- Borrowers in High-Cost Areas
- Affordable Merit Rate® Mortgages
- Alt 97®
- A-minus Mortgage
- Guaranteed Rural Housing Mortgages
- Home Possible® 97 Mortgages
- HUD-Guaranteed Section 184 Native American Mortgages
- Manufactured Homes
- Mortgages with Temporary Subsidy Buydown Plans
- Rural Housing Service Section 502 Leveraged Seconds
- Veterans Affairs (VA) Mortgages
- Affordable Merit Rate® Mortgages
- A-minus Mortgages
- Balloon/Reset Mortgages (5- and 7-year)
- CMT-indexed ARMs
- Cost-of-Funds Indexed (COFI) Rate-Capped ARMs
- Financed Permanent Buydown Mortgages
- Initial InterestSM ARMs
- Initial InterestSM Fixed-rate Mortgages
- LIBOR-indexed ARMs
- Manufactured Homes
- No Cash-out Refinance Mortgages
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
- Streamlined Refinance Mortgages
- 15-year Fixed-rate Mortgages
- Affordable Seconds®
- Biweekly Payment Mortgages
- Cash-out Refinance Mortgages
- No Cash-out Refinance Mortgages
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
- Streamlined Refinance Mortgages
Home Construction and Renovation
- Affordable Seconds®
- FHA 203 (k) Rehabilitation Mortgages
- Cash-out Refinance Mortgages
- Construction Conversion Mortgages
- Mortgages for Newly Constructed Homes
- Newly Built Home Mortgages
- Renovation Mortgages
- Streamlined Refinance Mortgages
Reduced Documentation; Quicker Process
- Relief Refinance Mortgage – Same Servicer
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
- Streamlined Refinance Mortgages
Investors and Financially Complex Borrowers
- Investment Property Mortgages
- Mortgages for 2- to 4-unit Properties
- Initial Interest ARMs
- Initial Interest Fixed-rate Mortgages
- Alt 97®
- Condominium Unit Mortgages/Streamlined Condo Review
- Guaranteed Rural Housing Mortgages
- Home Possible 97 Mortgages
- Home Possible Neighborhood Solution 97
- Manufactured Homes
- Veterans Affairs (VA) Mortgages
Rural Areas or Underserved Communities
- Guaranteed Rural Housing Mortgages
- HUD-Guaranteed Section 184 Native American Mortgages
- Rural Housing Service Section 502 Leverage Seconds
- Simplified Guidelines for Permanent and Nonpermanent Resident Aliens