Every Step of the Way with Lenders and Their Borrowers

We help you with solutions for your borrowers every step of the way through the homebuying process. This year and beyond, we're focused on:

• Creating opportunities that position you and your borrowers for successful long-term homeownership
  
  
• Helping you realize possibilities by leveraging Freddie Mac as a stable, enduring outlet for your mortgages
  
  
• Working with you to preserve dreams by helping borrowers build and maintain long-term equity through successful homeownership

In an adjusting market, we'll work with you to solidify your presence through homeownership education and other resources that position you and your borrowers for successful home financing, with:

• Consumer education programs that help you prepare borrowers to make informed decisions and become successful long-term homeowners
  
  
• Products and solutions that deliver effective home financing opportunities for your borrowers, including Home Possible® Mortgages with opportunities for low- and moderate-income borrowers
  
  
• Solid, sustainable lending practices that restore confidence in the housing market and rely on strong underwriting fundamentals

Leverage Freddie Mac as a stable, enduring outlet for a variety of effective lending products and credit terms, with risk-based pricing and competitive execution alternatives that provide needed liquidity. Look to us for:

• Strong business fundamentals, so you can count on us to be your long-term secondary market funding source
  
  
• Ongoing liquidity and stability by ensuring our price, credit and business terms are reflective of the market
  
  
• A stable funding outlet for a variety of conventional conforming and conforming jumbo mortgages

At this critical time for the market and homeowners, we are reinforcing our long-standing commitment to help borrowers successfully build and maintain long-term equity through homeownership. At the same time, we continue to refine our options for lenders and servicers to assist more at-risk borrowers to keep their homes with:

• Awareness and understanding of workout options and foreclosure avoidance plans through our servicing policies and tools such as our Avoiding Foreclosure toolkit for Servicers, and continuing efforts to promote foreclosure prevention
  
  
• Ways to combat predatory lending and help borrowers avoid foreclosure, including working with our customers in the primary market, promoting lending standards that help reduce the risk of future borrower default, and our leadership in Don't Borrow Trouble® consumer education campaigns
  
  
• Consumer education to foster successful, long-term homeownership through the newest addition to our CreditSmart multilingual curriculum, "Preserving Homeownership: Protecting Your Home Investment"