Sell & Deliver Loans

Realizing more possibilities for your business, every step of the way

We're working with you every step of the way to help you realize more possibilities for your business with competitive execution advantages for more of the mortgages you're originating or holding in portfolio. Sell one or many loans through our cash sale options to increase your liquidity and generate more funds to meet the needs of more borrowers. Or choose to swap your mortgages for Freddie Mac Participation Certificates (PCs) to optimize your profitability and obtain the balance sheet and other benefits of a Freddie Mac security.

Look for this icon throughout our Single Family web pages to identify the key mortgage products, execution options and solutions for today’s market.

Learn more about our competitive sales options and find information on pricing, post-purchase activities and other resources that strengthen your secondary market opportunities every step of the way.

Selling Options (Executions)

• Sell for Cash
  Best efforts, servicing-released, servicing-retained, Weighted Average Coupon (WAC) ARM Cash
• Swap for Securities
  Fixed-rate Guarantor, MultiLender Swap, WAC ARM Guarantor
• Portfolio Strategy and Sale Solutions
  Sale options, data submission, and portfolio solutions

Pricing

• Pricing Center
  Cash and Guarantor pricing information, postsettlement delivery fee rates (Guide Exhibit 19), index values, and RNYs (Required Net Yields)
  
• Changes to Delivery Fees and Credit Requirements

Product Delivery

• Document Custody
  Policies and procedures
• Quality Control Resources and Fraud Prevention
  Design, administer and document an effective quality control program with Freddie Mac's Discover Gold Through Quality publication
• Post-Purchase Data Correction Tool

Special Mortgage Product Delivery Details

• Mortgage Data Delivery Requirements, including Special Characteristics Codes (SCCs)
  • Form 11: Mortgage Submission Schedule [PDF 418K]
  • Form 13SF: Mortgage Submission Voucher [PDF 460K]
• Alphanumeric Special Characteristics Codes for Home Possible® Mortgages
• Delivery and Execution Tips for Home Possible® Mortgages
  
• First-Time Homebuyer (FTHB) Indicator Field
  Delivery requirements to provide accurate FTHB data

Resources

• LTV/TLTV/HTLTV Ratios
• Selling System Resource Center
• Electronic Mortgages
  Information about Freddie Mac's electronic mortgage initiative
• Loan Delivery Training
  The selling system, post settlement processes, mortgage products
• Systems Holiday Hours and Customer Service Support