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5-Year Adjustable-Rate Mortgages (ARMs) Since 2005

Contact: corprel@freddiemac.com
or (703) 903-3933 


Monthly Average Commitment Rate And Points On 5-Year Adjustable-Rate Mortgage

 
2009
 
2008
 
Rate 
Pts 
Margin 
 
Rate 
Pts 
Margin 
January
5.31
0.6
2.74
 
5.45
0.5
2.75
February
5.15
0.6
2.73
 
5.30
0.4
2.75
March
5.00
0.7
2.71
 
5.54
0.7
2.75
April
4.88
0.6
2.74
 
5.58
0.6
2.76
May
4.83
0.6
2.74
 
5.64
0.5
2.76
June
5.00
0.6
2.75
 
5.77
0.6
2.76
July
4.80
0.7
2.74
 
5.93
0.6
2.74
August
4.68
0.6
2.74
 
6.02
0.6
2.73
September
4.53
0.5
2.74
 
5.88
0.6
2.74
October
4.39
0.6
2.74
 
6.09
0.6
2.74
November
 
 
 
 
5.98
0.6
2.74
December
 
 
 
 
5.65
0.6
2.74
Annual Average:
 
 
 
 
5.74
0.6
2.75

 
2007
 
2006
 
Rate 
Pts 
Margin 
 
Rate 
Pts 
Margin 
January
6.02
0.5
2.76
 
5.76
0.6
2.78
February
6.00
0.5
2.76
 
5.92
0.6
2.78
March
5.90
0.6
2.76
 
5.98
0.7
2.78
April
5.91
0.6
2.77
 
6.15
0.7
2.78
May
5.98
0.5
2.77
 
6.22
0.6
2.78
June
6.31
0.6
2.76
 
6.28
0.5
2.77
July
6.32
0.5
2.76
 
6.36
0.5
2.75
August
6.33
0.5
2.76
 
6.18
0.4
2.76
September
6.21
0.6
2.76
 
6.08
0.5
2.76
October
6.09
0.5
2.76
 
6.09
0.6
2.76
November
5.91
0.5
2.75
 
6.02
0.6
2.76
December
5.86
0.5
2.76
 
5.95
0.5
2.76
Annual Average:
6.07
0.5
2.76
 
6.08
0.6
2.77

 
2005
 
Rate 
Pts 
Margin 
January
5.04
0.6
2.79
February
5.02
0.7
2.79
March
5.30
0.7
2.78
April
5.27
0.6
2.77
May
5.13
0.7
2.79
June
5.06
0.5
2.79
July
5.22
0.6
2.78
August
5.34
0.6
2.79
September
5.31
0.6
2.78
October
5.57
0.7
2.78
November
5.80
0.6
2.78
December
5.78
0.6
2.77
Annual Average:
5.32
0.6
2.78


Other Available PMMS® Information:

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