30-Year Fixed-Rate Mortgages Since 1971
Contact: corprel@freddiemac.com
or (703) 903-3933
Monthly Average Commitment Rate And Points On 30-Year Fixed-Rate Mortgages Since 1971
| |
2009
|
2008
|
2007
|
2006
|
2005
|
| |
Rate |
Pts |
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
5.05 |
0.7 |
5.76 |
0.4 |
6.22 |
0.4 |
6.15 |
0.5 |
5.71 |
0.7 |
| February |
5.13 |
0.7 |
5.92 |
0.5 |
6.29 |
0.4 |
6.25 |
0.6 |
5.63 |
0.7 |
| March |
5.00 |
0.7 |
5.97 |
0.5 |
6.16 |
0.4 |
6.32 |
0.6 |
5.93 |
0.7 |
| April |
4.81 |
0.7 |
5.92 |
0.4 |
6.18 |
0.5 |
6.51 |
0.6 |
5.86 |
0.6 |
| May |
4.86 |
0.7 |
6.04 |
0.5 |
6.26 |
0.4 |
6.60 |
0.5 |
5.72 |
0.6 |
| June |
5.42 |
0.7 |
6.32 |
0.7 |
6.66 |
0.4 |
6.68 |
0.5 |
5.58 |
0.6 |
| July |
|
|
6.43 |
0.6 |
6.70 |
0.4 |
6.76 |
0.5 |
5.70 |
0.5 |
| August |
|
|
6.48 |
0.7 |
6.57 |
0.4 |
6.52 |
0.4 |
5.82 |
0.5 |
| September |
|
|
6.04 |
0.7 |
6.38 |
0.5 |
6.40 |
0.5 |
5.77 |
0.6 |
| October |
|
|
6.20 |
0.6 |
6.38 |
0.5 |
6.36 |
0.4 |
6.07 |
0.5 |
| November |
|
|
6.09 |
0.7 |
6.21 |
0.4 |
6.24 |
0.5 |
6.33 |
0.6 |
| December |
|
|
5.29 |
0.7 |
6.10 |
0.5 |
6.14 |
0.4 |
6.27 |
0.5 |
| Annual Average |
|
|
6.03 |
0.6 |
6.34 |
0.4 |
6.41 |
0.5 |
5.87 |
0.6 |
| |
2004
|
2003
|
2002
|
2001
|
2000
|
| |
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
5.71 |
0.7 |
5.92 |
0.6 |
7.00 |
0.8 |
7.03 |
0.9 |
8.21 |
1.0 |
| February |
5.64 |
0.7 |
5.84 |
0.6 |
6.89 |
0.7 |
7.05 |
1.0 |
8.33 |
1.0 |
| March |
5.45 |
0.7 |
5.75 |
0.6 |
7.01 |
0.7 |
6.95 |
0.9 |
8.24 |
1.0 |
| April |
5.83 |
0.7 |
5.81 |
0.6 |
6.99 |
0.7 |
7.08 |
0.9 |
8.15 |
1.0 |
| May |
6.27 |
0.7 |
5.48 |
0.6 |
6.81 |
0.7 |
7.15 |
1.0 |
8.52 |
1.0 |
| June |
6.29 |
0.6 |
5.23 |
0.6 |
6.65 |
0.6 |
7.16 |
1.0 |
8.29 |
0.9 |
| July |
6.06 |
0.6 |
5.63 |
0.5 |
6.49 |
0.6 |
7.13 |
0.9 |
8.15 |
0.9 |
| August |
5.87 |
0.7 |
6.26 |
0.7 |
6.29 |
0.6 |
6.95 |
0.9 |
8.03 |
1.0 |
| September |
5.75 |
0.7 |
6.15 |
0.6 |
6.09 |
0.6 |
6.82 |
0.9 |
7.91 |
1.0 |
| October |
5.72 |
0.7 |
5.95 |
0.6 |
6.11 |
0.6 |
6.62 |
0.9 |
7.80 |
1.0 |
| November |
5.73 |
0.6 |
5.93 |
0.6 |
6.07 |
0.6 |
6.66 |
0.8 |
7.75 |
0.9 |
| December |
5.75 |
0.6 |
5.88 |
0.7 |
6.05 |
0.6 |
7.07 |
0.8 |
7.38 |
1.0 |
| Annual Average |
5.84 |
0.7 |
5.83 |
0.6 |
6.54 |
0.6 |
6.97 |
0.9 |
8.05 |
1.0 |
| |
1999
|
1998
|
1997
|
1996
|
1995
|
| |
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
6.79 |
0.9 |
6.99 |
1.4 |
7.82 |
1.8 |
7.03 |
1.8 |
9.15 |
1.8 |
| February |
6.81 |
1.0 |
7.04 |
1.2 |
7.65 |
1.7 |
7.08 |
1.7 |
8.83 |
1.9 |
| March |
7.04 |
0.9 |
7.13 |
1.2 |
7.90 |
1.8 |
7.62 |
1.8 |
8.46 |
1.8 |
| April |
6.92 |
1.0 |
7.14 |
1.0 |
8.14 |
1.7 |
7.93 |
1.8 |
8.32 |
1.9 |
| May |
7.15 |
1.0 |
7.14 |
1.1 |
7.94 |
1.7 |
8.07 |
1.7 |
7.96 |
1.8 |
| June |
7.55 |
1.0 |
7.00 |
1.0 |
7.69 |
1.7 |
8.32 |
1.7 |
7.57 |
1.8 |
| July |
7.63 |
1.0 |
6.95 |
1.1 |
7.50 |
1.8 |
8.25 |
1.8 |
7.61 |
1.8 |
| August |
7.94 |
1.0 |
6.92 |
1.1 |
7.48 |
1.7 |
8.00 |
1.7 |
7.86 |
1.8 |
| September |
7.82 |
1.0 |
6.72 |
1.0 |
7.43 |
1.7 |
8.23 |
1.7 |
7.64 |
1.8 |
| October |
7.85 |
1.0 |
6.71 |
0.9 |
7.29 |
1.7 |
7.92 |
1.7 |
7.48 |
1.9 |
| November |
7.74 |
1.0 |
6.87 |
0.9 |
7.21 |
1.7 |
7.62 |
1.8 |
7.38 |
1.8 |
| December |
7.91 |
1.0 |
6.74 |
1.0 |
7.10 |
1.8 |
7.60 |
1.7 |
7.20 |
1.8 |
| Annual Average |
7.44 |
1.0 |
6.94 |
1.1 |
7.6 |
1.7 |
7.81 |
1.7 |
7.93 |
1.8 |
| |
1994
|
1993
|
1992
|
1991
|
1990
|
| |
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
7.07 |
1.7 |
7.99 |
1.6 |
8.43 |
1.8 |
9.64 |
2.1 |
9.90 |
2.1 |
| February |
7.15 |
1.8 |
7.68 |
1.5 |
8.76 |
1.8 |
9.37 |
2.0 |
10.20 |
2.1 |
| March |
7.68 |
1.7 |
7.50 |
1.6 |
8.94 |
1.9 |
9.50 |
2.1 |
10.27 |
2.1 |
| April |
8.32 |
1.8 |
7.46 |
1.7 |
8.85 |
1.7 |
9.50 |
2.0 |
10.37 |
2.1 |
| May |
8.60 |
1.8 |
7.47 |
1.8 |
8.67 |
1.7 |
9.47 |
2.0 |
10.48 |
2.0 |
| June |
8.40 |
1.8 |
7.42 |
1.6 |
8.51 |
1.7 |
9.62 |
2.1 |
10.16 |
2.0 |
| July |
8.61 |
1.8 |
7.21 |
1.6 |
8.13 |
1.6 |
9.58 |
2.0 |
10.04 |
2.0 |
| August |
8.51 |
1.8 |
7.11 |
1.5 |
7.98 |
1.7 |
9.24 |
1.9 |
10.10 |
2.0 |
| September |
8.64 |
1.8 |
6.91 |
1.5 |
7.92 |
1.7 |
9.01 |
1.9 |
10.18 |
2.1 |
| October |
8.93 |
1.8 |
6.83 |
1.5 |
8.09 |
1.8 |
8.86 |
1.9 |
10.17 |
2.2 |
| November |
9.17 |
1.8 |
7.16 |
1.6 |
8.31 |
1.9 |
8.71 |
1.8 |
10.01 |
2.1 |
| December |
9.20 |
1.8 |
7.17 |
1.7 |
8.21 |
1.6 |
8.50 |
1.8 |
9.67 |
1.9 |
| Annual Average |
8.38 |
1.8 |
7.31 |
1.6 |
8.39 |
1.7 |
9.25 |
2.0 |
10.13 |
2.1 |
| |
1989
|
1988
|
1987
|
1986
|
1985
|
| |
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
10.73 |
2.1 |
10.38 |
2.0 |
9.20 |
2.2 |
10.89 |
2.3 |
13.08 |
2.5 |
| February |
10.65 |
2.2 |
9.89 |
2.1 |
9.08 |
2.1 |
10.71 |
2.3 |
12.92 |
2.4 |
| March |
11.03 |
2.2 |
9.93 |
2.0 |
9.04 |
2.1 |
10.08 |
2.3 |
13.17 |
2.6 |
| April |
11.05 |
2.2 |
10.20 |
2.1 |
9.83 |
2.3 |
9.94 |
2.2 |
13.20 |
2.6 |
| May |
10.77 |
2.1 |
10.46 |
2.1 |
10.60 |
2.3 |
10.15 |
2.3 |
12.91 |
2.5 |
| June |
10.20 |
2.1 |
10.46 |
2.0 |
10.54 |
2.2 |
10.69 |
2.3 |
12.22 |
2.5 |
| July |
9.88 |
2.1 |
10.43 |
2.0 |
10.28 |
2.2 |
10.51 |
2.2 |
12.03 |
2.5 |
| August |
9.99 |
2.1 |
10.60 |
2.2 |
10.33 |
2.1 |
10.20 |
2.1 |
12.19 |
2.6 |
| September |
10.13 |
2.0 |
10.48 |
2.1 |
10.89 |
2.2 |
10.01 |
2.2 |
12.19 |
2.6 |
| October |
9.95 |
2.0 |
10.30 |
1.9 |
11.26 |
2.2 |
9.98 |
2.1 |
12.14 |
2.5 |
| November |
9.77 |
2.0 |
10.27 |
2.1 |
10.65 |
2.1 |
9.70 |
2.0 |
11.78 |
2.4 |
| December |
9.74 |
2.0 |
10.61 |
2.1 |
10.64 |
2.1 |
9.32 |
2.1 |
11.26 |
2.3 |
| Annual Average |
10.32 |
2.1 |
10.34 |
2.1 |
10.21 |
2.2 |
10.19 |
2.2 |
12.43 |
2.5 |
| |
1984
|
1983
|
1982
|
1981
|
1980
|
| |
Rate
|
Pts
|
Rate |
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
13.37 |
2.3 |
13.25 |
2.2 |
17.48 |
2.2 |
14.90 |
2.0 |
12.88 |
1.6 |
| February |
13.23 |
2.4 |
13.04 |
2.0 |
17.60 |
2.2 |
15.13 |
2.0 |
13.04 |
1.6 |
| March |
13.39 |
2.4 |
12.80 |
2.2 |
17.16 |
2.2 |
15.40 |
2.0 |
15.28 |
2.0 |
| April |
13.65 |
2.4 |
12.78 |
2.1 |
16.89 |
2.3 |
15.58 |
2.0 |
16.32 |
1.9 |
| May |
13.94 |
2.5 |
12.63 |
2.1 |
16.68 |
2.3 |
16.40 |
2.1 |
14.26 |
1.9 |
| June |
14.42 |
2.5 |
12.87 |
2.1 |
16.70 |
2.2 |
16.70 |
2.1 |
12.71 |
1.8 |
| July |
14.67 |
2.6 |
13.43 |
2.2 |
16.82 |
2.2 |
16.83 |
2.1 |
12.19 |
1.8 |
| August |
14.47 |
2.6 |
13.81 |
2.2 |
16.27 |
2.3 |
17.28 |
2.1 |
12.56 |
1.7 |
| September |
14.35 |
2.6 |
13.73 |
2.2 |
15.43 |
2.3 |
18.16 |
2.1 |
13.20 |
1.7 |
| October |
14.13 |
2.6 |
13.54 |
2.1 |
14.61 |
2.2 |
18.45 |
2.3 |
13.79 |
1.7 |
| November |
13.64 |
2.5 |
13.44 |
2.1 |
13.82 |
2.2 |
17.82 |
2.1 |
14.21 |
1.7 |
| December |
13.18 |
2.5 |
13.42 |
2.2 |
13.62 |
2.2 |
16.95 |
2.1 |
14.79 |
1.7 |
| Annual Average |
13.88 |
2.5 |
13.24 |
2.1 |
16.04 |
2.2 |
16.63 |
2.1 |
13.74 |
1.8 |
| |
1979
|
1978
|
1977
|
1976
|
1975
|
| |
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
Rate
|
Pts
|
| January |
10.39 |
1.5 |
9.01 |
1.3 |
8.72 |
1.1 |
9.02 |
1.1 |
9.43 |
1.2 |
| February |
10.41 |
1.5 |
9.14 |
1.3 |
8.67 |
1.1 |
8.81 |
1.0 |
9.10 |
1.2 |
| March |
10.43 |
1.5 |
9.20 |
1.3 |
8.69 |
1.2 |
8.76 |
1.3 |
8.89 |
1.1 |
| April |
10.50 |
1.5 |
9.35 |
1.3 |
8.75 |
1.1 |
8.73 |
1.3 |
8.82 |
1.0 |
| May |
10.69 |
1.6 |
9.57 |
1.3 |
8.83 |
1.1 |
8.76 |
1.3 |
8.91 |
1.1 |
| June |
11.04 |
1.6 |
9.71 |
1.4 |
8.86 |
1.1 |
8.85 |
1.3 |
8.89 |
1.0 |
| July |
11.09 |
1.7 |
9.74 |
1.4 |
8.94 |
1.1 |
8.93 |
1.2 |
8.89 |
1.1 |
| August |
11.09 |
1.7 |
9.78 |
1.3 |
8.94 |
1.1 |
9.00 |
1.2 |
8.94 |
1.1 |
| September |
11.30 |
1.6 |
9.76 |
1.3 |
8.90 |
1.1 |
8.98 |
1.2 |
9.12 |
1.1 |
| October |
11.64 |
1.7 |
9.86 |
1.2 |
8.92 |
1.2 |
8.92 |
1.2 |
9.22 |
1.1 |
| November |
12.83 |
1.7 |
10.11 |
1.2 |
8.92 |
1.1 |
8.81 |
1.3 |
9.15 |
1.1 |
| December |
12.90 |
1.6 |
10.35 |
1.4 |
8.96 |
1.2 |
8.79 |
1.2 |
9.10 |
1.1 |
| Annual Average |
11.20 |
1.6 |
9.64 |
1.3 |
8.85 |
1.1 |
8.87 |
1.2 |
9.05 |
1.1 |
| |
1974
|
1973 |
1972 |
1971 |
| |
Rate
|
Pts
|
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
| January |
8.54 |
1.0 |
7.44 |
0.9 |
7.44 |
1.0 |
na |
na |
| February |
8.46 |
1.0 |
7.44 |
1.0 |
7.32 |
0.9 |
na |
na |
| March |
8.41 |
1.0 |
7.46 |
0.9 |
7.29 |
0.9 |
na |
na |
| April |
8.58 |
1.0 |
7.54 |
0.9 |
7.29 |
0.9 |
7.31 |
na |
| May |
8.97 |
1.1 |
7.65 |
0.9 |
7.37 |
0.9 |
7.43 |
na |
| June |
9.09 |
1.2 |
7.73 |
0.9 |
7.37 |
0.9 |
7.53 |
na |
| July |
9.28 |
1.3 |
8.05 |
1.0 |
7.40 |
0.9 |
7.60 |
na |
| August |
9.59 |
1.3 |
8.50 |
1.0 |
7.40 |
0.9 |
7.70 |
na |
| September |
9.96 |
1.4 |
8.82 |
1.1 |
7.42 |
1.0 |
7.69 |
na |
| October |
9.98 |
1.5 |
8.77 |
1.1 |
7.42 |
1.0 |
7.63 |
na |
| November |
9.79 |
1.4 |
8.58 |
1.0 |
7.43 |
1.0 |
7.55 |
na |
| December |
9.62 |
1.3 |
8.54 |
1.0 |
7.44 |
1.0 |
7.48 |
na |
| Annual Average |
9.19 |
1.2 |
8.04 |
1.0 |
7.38 |
0.9 |
na |
na |
Other Available PMMS® Information:
|
