Compilation of Weekly Survey Data for 2014

Current Mortgage Rates Data Since 1971

December 31, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.87% 3.15% 3.01% 2.40
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.75

December 24, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.83% 3.10% 3.01% 2.39
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

December 18, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.80% 3.09% 2.95% 2.38
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

December 11, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.93% 3.20% 2.98% 2.40
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

December 04, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.89% 3.10% 2.94% 2.41
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

November 26, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.97% 3.17% 3.01% 2.44
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

November 20, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.99% 3.17% 3.01% 2.44
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

November 13, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.01% 3.20% 3.02% 2.43
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

November 06, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.02% 3.21% 2.97% 2.45
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

October 30, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.98% 3.13% 2.94% 2.43
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

October 23, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.92% 3.08% 2.91% 2.41
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.75 2.73

October 16, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.97% 3.18% 2.92% 2.38
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

October 09, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.12% 3.30% 3.05% 2.42
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

October 02, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.19% 3.36% 3.06% 2.42
Fees & Points 0.4 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

September 25, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.20% 3.36% 3.08% 2.43
Fees & Points 0.5 0.5 0.4 0.4
Margin N/A N/A 2.74 2.73

September 18, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.23% 3.37% 3.06% 2.43
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

September 11, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.12% 3.26% 2.99% 2.45
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

September 04, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.10% 3.24% 2.97% 2.40
Fees & Points 0.5 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

August 28, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.10% 3.25% 2.97% 2.39
Fees & Points 0.5 0.6 0.5 0.5
Margin N/A N/A 2.74 2.73

August 21, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.10% 3.23% 2.95% 2.38
Fees & Points 0.5 0.6 0.5 0.5
Margin N/A N/A 2.74 2.73

August 14, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.12% 3.24% 2.97% 2.36
Fees & Points 0.6 0.6 0.5 0.5
Margin N/A N/A 2.74 2.73

August 07, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.14% 3.27% 2.98% 2.35
Fees & Points 0.7 0.6 0.5 0.5
Margin N/A N/A 2.73 2.73

July 31, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.12% 3.23% 3.01% 2.38
Fees & Points 0.6 0.7 0.5 0.4
Margin N/A N/A 2.74 2.73

July 24, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.13% 3.26% 2.99% 2.39
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.73

July 17, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.13% 3.23% 2.97% 2.39
Fees & Points 0.6 0.5 0.4 0.4
Margin N/A N/A 2.74 2.73

July 10, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.15% 3.24% 2.99% 2.40
Fees & Points 0.7 0.6 0.4 0.4
Margin N/A N/A 2.73 2.72

July 03, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.12% 3.22% 2.98% 2.38
Fees & Points 0.5 0.5 0.4 0.4
Margin N/A N/A 2.73 2.72

June 26, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.14% 3.22% 2.98% 2.40
Fees & Points 0.5 0.5 0.3 0.4
Margin N/A N/A 2.73 2.72

June 19, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.17% 3.30% 3.00% 2.41
Fees & Points 0.6 0.5 0.4 0.4
Margin N/A N/A 2.73 2.72

June 12, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.20% 3.31% 3.05% 2.40
Fees & Points 0.6 0.5 0.4 0.4
Margin N/A N/A 2.74 2.71

June 05, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.14% 3.23% 2.93% 2.40
Fees & Points 0.5 0.5 0.4 0.4
Margin N/A N/A 2.73 2.71

May 29, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.12% 3.21% 2.96% 2.41
Fees & Points 0.6 0.5 0.3 0.4
Margin N/A N/A 2.72 2.72

May 22, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.14% 3.25% 2.96% 2.43
Fees & Points 0.6 0.5 0.4 0.4
Margin N/A N/A 2.74 2.72

May 15, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.20% 3.29% 3.01% 2.43
Fees & Points 0.6 0.6 0.4 0.5
Margin N/A N/A 2.72 2.72

May 08, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.21% 3.32% 3.05% 2.43
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.71

May 01, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.29% 3.38% 3.05% 2.45
Fees & Points 0.7 0.6 0.4 0.5
Margin N/A N/A 2.74 2.72

April 24, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.33% 3.39% 3.03% 2.44
Fees & Points 0.6 0.6 0.5 0.5
Margin N/A N/A 2.73 2.72

April 17, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.27% 3.33% 3.03% 2.44
Fees & Points 0.7 0.6 0.5 0.5
Margin N/A N/A 2.73 2.72

April 10, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.34% 3.38% 3.09% 2.41
Fees & Points 0.7 0.6 0.5 0.5
Margin N/A N/A 2.74 2.71

April 03, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.41% 3.47% 3.12% 2.45
Fees & Points 0.7 0.6 0.5 0.4
Margin N/A N/A 2.75 2.72

March 27, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.40% 3.42% 3.10% 2.44
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.71

March 20, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.32% 3.32% 3.02% 2.49
Fees & Points 0.6 0.6 0.4 0.4
Margin N/A N/A 2.74 2.71

March 13, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.37% 3.38% 3.09% 2.48
Fees & Points 0.6 0.6 0.4 0.4
Margin N/A N/A 2.74 2.71

March 06, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.28% 3.32% 3.03% 2.52
Fees & Points 0.7 0.6 0.4 0.3
Margin N/A N/A 2.75 2.71

February 27, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.37% 3.39% 3.05% 2.52
Fees & Points 0.7 0.7 0.5 0.4
Margin N/A N/A 2.74 2.71

February 20, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.33% 3.35% 3.08% 2.57
Fees & Points 0.7 0.7 0.5 0.3
Margin N/A N/A 2.74 2.71

February 13, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.28% 3.33% 3.05% 2.55
Fees & Points 0.7 0.7 0.5 0.4
Margin N/A N/A 2.74 2.71

February 06, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.23% 3.33% 3.08% 2.51
Fees & Points 0.7 0.7 0.5 0.5
Margin N/A N/A 2.74 2.70

January 30, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.32% 3.40% 3.12% 2.55
Fees & Points 0.7 0.6 0.5 0.4
Margin N/A N/A 2.74 2.71

January 23, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.39% 3.44% 3.15% 2.54
Fees & Points 0.7 0.7 0.5 0.5
Margin N/A N/A 2.74 2.72

January 16, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.41% 3.45% 3.10% 2.56
Fees & Points 0.7 0.7 0.5 0.5
Margin N/A N/A 2.74 2.71

January 09, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.51% 3.56% 3.15% 2.56
Fees & Points 0.7 0.6 0.4 0.5
Margin N/A N/A 2.75 2.73

January 02, 2014

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.53% 3.55% 3.05% 2.56
Fees & Points 0.8 0.7 0.4 0.5
Margin N/A N/A 2.74 2.75

View 2015



Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2024 by Freddie Mac.