Compilation of Weekly Survey Data for 2015

Current Mortgage Rates Data Since 1971

December 31, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.01% 3.24% 3.08% 2.68
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.74 2.74

December 24, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.96% 3.22% 3.06% 2.68
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.75 2.74

December 17, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.97% 3.22% 3.03% 2.67
Fees & Points 0.6 0.5 0.4 0.2
Margin N/A N/A 2.75 2.74

December 10, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.95% 3.19% 3.03% 2.64
Fees & Points 0.6 0.5 0.5 0.2
Margin N/A N/A 2.75 2.74

December 03, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.93% 3.16% 2.99% 2.61
Fees & Points 0.6 0.5 0.5 0.3
Margin N/A N/A 2.75 2.74

November 25, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.95% 3.18% 3.01% 2.59
Fees & Points 0.7 0.6 0.5 0.3
Margin N/A N/A 2.75 2.74

November 19, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.97% 3.18% 2.98% 2.64
Fees & Points 0.6 0.5 0.5 0.3
Margin N/A N/A 2.75 2.74

November 12, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.98% 3.20% 3.03% 2.65
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.75 2.74

November 05, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.87% 3.09% 2.96% 2.62
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.75 2.74

October 29, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.76% 2.98% 2.89% 2.54
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.74 2.74

October 22, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.79% 2.98% 2.89% 2.62
Fees & Points 0.6 0.5 0.4 0.2
Margin N/A N/A 2.74 2.74

October 15, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.82% 3.03% 2.88% 2.54
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.74 2.74

October 08, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.76% 2.99% 2.88% 2.55
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.74 2.74

October 01, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.85% 3.07% 2.91% 2.53
Fees & Points 0.6 0.7 0.4 0.2
Margin N/A N/A 2.74 2.74

September 24, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.86% 3.08% 2.91% 2.53
Fees & Points 0.7 0.6 0.5 0.2
Margin N/A N/A 2.74 2.74

September 17, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.91% 3.11% 2.92% 2.56
Fees & Points 0.6 0.6 0.5 0.2
Margin N/A N/A 2.74 2.74

September 10, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.90% 3.10% 2.91% 2.63
Fees & Points 0.6 0.7 0.5 0.3
Margin N/A N/A 2.74 2.74

September 03, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.89% 3.09% 2.93% 2.62
Fees & Points 0.6 0.6 0.4 0.3
Margin N/A N/A 2.74 2.74

August 27, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.84% 3.06% 2.90% 2.62
Fees & Points 0.6 0.6 0.4 0.3
Margin N/A N/A 2.74 2.74

August 20, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.93% 3.15% 2.94% 2.62
Fees & Points 0.6 0.6 0.5 0.3
Margin N/A N/A 2.74 2.74

August 13, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.94% 3.17% 2.93% 2.62
Fees & Points 0.6 0.6 0.5 0.3
Margin N/A N/A 2.74 2.74

August 06, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.91% 3.13% 2.95% 2.54
Fees & Points 0.6 0.6 0.4 0.3
Margin N/A N/A 2.74 2.74

July 30, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.98% 3.17% 2.95% 2.52
Fees & Points 0.6 0.6 0.4 0.3
Margin N/A N/A 2.74 2.74

July 23, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.04% 3.21% 2.97% 2.54
Fees & Points 0.6 0.6 0.5 0.3
Margin N/A N/A 2.74 2.74

July 16, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.09% 3.25% 2.96% 2.50
Fees & Points 0.6 0.6 0.5 0.3
Margin N/A N/A 2.74 2.74

July 09, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.04% 3.20% 2.93% 2.50
Fees & Points 0.6 0.5 0.4 0.3
Margin N/A N/A 2.74 2.74

July 02, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.08% 3.24% 2.99% 2.52
Fees & Points 0.6 0.6 0.4 0.3
Margin N/A N/A 2.73 2.74

June 25, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.02% 3.21% 2.98% 2.50
Fees & Points 0.7 0.6 0.4 0.3
Margin N/A N/A 2.74 2.74

June 18, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.00% 3.23% 3.00% 2.53
Fees & Points 0.7 0.5 0.4 0.2
Margin N/A N/A 2.74 2.74

June 11, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.04% 3.25% 3.01% 2.53
Fees & Points 0.6 0.6 0.4 0.2
Margin N/A N/A 2.74 2.74

June 04, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.87% 3.08% 2.96% 2.59
Fees & Points 0.6 0.5 0.5 0.2
Margin N/A N/A 2.74 2.74

May 28, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.87% 3.11% 2.90% 2.50
Fees & Points 0.6 0.5 0.5 0.3
Margin N/A N/A 2.74 2.74

May 21, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.84% 3.05% 2.88% 2.51
Fees & Points 0.7 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

May 14, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.85% 3.07% 2.89% 2.48
Fees & Points 0.6 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

May 07, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.80% 3.02% 2.90% 2.46
Fees & Points 0.6 0.6 0.4 0.4
Margin N/A N/A 2.73 2.74

April 30, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.68% 2.94% 2.85% 2.49
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.73 2.74

April 23, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.65% 2.92% 2.84% 2.44
Fees & Points 0.6 0.6 0.4 0.4
Margin N/A N/A 2.74 2.74

April 16, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.67% 2.94% 2.88% 2.46
Fees & Points 0.7 0.5 0.5 0.4
Margin N/A N/A 2.74 2.74

April 09, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.66% 2.93% 2.83% 2.46
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.73 2.74

April 02, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.70% 2.98% 2.92% 2.46
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

March 26, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.69% 2.97% 2.92% 2.46
Fees & Points 0.6 0.6 0.4 0.4
Margin N/A N/A 2.74 2.74

March 19, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.78% 3.06% 2.97% 2.46
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.73

March 12, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.86% 3.10% 3.01% 2.46
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

March 05, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.75% 3.03% 2.96% 2.44
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

February 26, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.80% 3.07% 2.99% 2.44
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

February 19, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.76% 3.05% 2.97% 2.45
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

February 12, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.69% 2.99% 2.97% 2.42
Fees & Points 0.6 0.6 0.5 0.4
Margin N/A N/A 2.74 2.74

February 05, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.59% 2.92% 2.82% 2.39
Fees & Points 0.7 0.6 0.4 0.4
Margin N/A N/A 2.74 2.74

January 29, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.66% 2.98% 2.86% 2.38
Fees & Points 0.6 0.5 0.4 0.4
Margin N/A N/A 2.74 2.74

January 22, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.63% 2.93% 2.83% 2.37
Fees & Points 0.7 0.6 0.4 0.4
Margin N/A N/A 2.74 2.74

January 15, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.66% 2.98% 2.90% 2.37
Fees & Points 0.6 0.5 0.4 0.4
Margin N/A N/A 2.74 2.74

January 08, 2015

30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.73% 3.05% 2.98% 2.39
Fees & Points 0.6 0.5 0.5 0.4
Margin N/A N/A 2.74 2.73

View 2014 View 2016



Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2024 by Freddie Mac.