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ARM Annual Surveys

Freddie Mac conducts an annual survey of primary market interest rates on several ARM products, including "hybrid" ARMs. The surveys capture initial interest rate, margin, points and fees charged, and length of initial time before first adjustment.

Survey Releases

2007   Freddie Mac Releases Results of Its 24th Annual ARM Survey
     
2006   Freddie Mac Releases Results of Its 23rd Annual ARM Survey
     
2005   Freddie Mac Releases Results of Its 22nd Annual ARM Survey
     
2004   Freddie Mac Announces Results of Its 21st Annual ARM Survey
     
2003   Freddie Mac Announces Results of Its 20th Annual ARM Survey
     
2002   Historically Low Fixed-Rate Mortgage Rates Drive Down Market Share of ARMs
     
2001   Adjustable Rate Mortgage Share of the Market Falls to 1998 Level
     
2000   Economic Conditions Lead to Less Desirable Adjustable Rate Mortgages in 2000
     

Survey Archives

1999   Demand for ARM Loans Increases as Mortgage Rates Rise and Lenders Offer New Products [PDF 78K]
     
1998   Adjustable Rate Mortgages (ARMs) Remain an Important Choice for Borrowers [PDF 255K]
     
1997   Payment Options Proliferate Among ARMs [PDF 218K]
     
1996   ARM Lenders Compete on Introductory Rates [PDF 117K]

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