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RAYMOND G. ROMANO

Executive Vice President and Chief Credit Officer

Raymond G. Romano was named Freddie Mac's executive vice president and chief credit officer in April 2009. This position reports to Freddie Mac CEO Charles E. "Ed" Haldeman, Jr. and leads the company's credit risk management efforts including credit policy, counterparty credit risk management, and loss forecasting and is responsible for enterprise-wide credit risk management activities.

Previously, Romano served as senior vice president and chief credit officer. He joined the company in 2004 as senior vice president of credit risk oversight.

Prior to coming to Freddie Mac, Romano served as senior vice president and chief credit risk officer and other executive positions at different major financial institutions including North American Mortgage Company in Tampa, Dime Savings Bank of NY, and with Citicorp's Investment Bank.

Romano holds a BS in finance from Long Island University.

Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation's residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Over the years, Freddie Mac has made home possible for one in six homebuyers and more than five million renters.

08/09